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Living at a high Level

What is Living at a "High-Level"?

Living at a High Level is you living your life as the best version of “you,” with deep wisdom and access to information and resources that positively impact your future and make your destiny or calling accessible.

What does living at a high level look like for you?

We propose there are four pillars of wealth: Finance, Time, Health, and Social. Managed properly, they give you the ability to live life at a high level. As these pillars grow, your life rises above pressure and pull of "life" and moves toward your purpose. When you operate from this higher level, you begin stepping into Significance, where your choices positively influences both your life and the people connected to you.


From your pursuit of Significance, the natural by-products emerge:


Peace | Favor | Abundance | Opportunities

Wisdom | Understanding | Grace | Rest


(click words above to learn more)


These are available to those who pursue it. They flow from a life supported by strong pillars and consistent clarity.


So how can you find out where you are?


**Take the FamilyTHINK Significance Assessment to see where you stand in your pursuit of Significance.**

What is a Gap?


A gap is the space between how life is right now and how you want it to be. It is not a flaw or a failure. It is simply an area that needs a clear next step.


The FamilyTHINK Assessment helps you see these gaps with confidence. It evaluates how you are doing across the four pillars of wealth: Financial, Time, Social, and Health. 


It shows where you are strong, where you may be stuck, and where blind spots might be slowing your progress. Your results help us create a simple plan that aligns with your goals. Together, we identify the actions that matter most over time so you can move toward the life you want week by week. Clarity makes growth possible. Once the gaps are clear, you can begin closing them with purpose — and that is where high-level living begins.

Learn It

Learning is the starting point for living at a high level.


FamilyTHINK defines learning as gaining knowledge that helps you understand how to advance through life at any point in time, based on your circumstances. Learning is not passive. It is directional. It should move you forward.


There are three primary ways people learn:
• By seeing it
• By hearing it
• By doing it


Seeing it means observing an action, behavior, or outcome and comparing what happened to what should have happened. Hearing it means receiving information, instruction, or explanation and evaluating the outcome once it is complete. Doing it means actively engaging in the task, then reflecting on the results compared to your expectations.


True learning includes reflection. Without reflection, experience does not turn into wisdom.

To live at a high level, learning must happen at a high level. That means understanding what “high level” looks like in the area you are learning about before you begin.


Consider a simple example: Baking a cake.


Before learning how to bake, you must decide what kind of cake you want to make and who it is for. A cake meant for personal enjoyment requires a different standard than a cake meant to be sold or shared widely. The desired outcome determines the level of instruction, preparation, and execution required.

Life works the same way.


Everything you learn should be viewed through the lens of whether it strengthens one or more of your four pillars of wealth and helps move you from survival toward significance. Learning without direction can add information, but it does not always add value.


FamilyTHINK also recognizes two common learning environments.


Formal learning is structured. It includes instruction, rules, and assessment.
Experiential learning happens through action, mistakes, and real-time feedback.


Both matter. Formal learning provides proven frameworks. Experiential learning builds adaptability. High level living requires the ability to translate between the two. Preparation matters more than luck. Over time, the most prepared person consistently outperforms the most fortunate one. Skill without consistency rarely reaches significance.


That is why FamilyTHINK encourages you to capture what you learn. Write it down. Reflect on it. Preserve it. Learning becomes far more powerful when it is documented and ready to be lived out.


Once you learn it, the next step is to live it.

Live it

Learning creates awareness. Living creates alignment.


To live at a high level means applying what you have learned in a way that adds value to your life and the lives of those around you. Learning without living produces information. Living without alignment produces exhaustion. High level living requires both.


When you live what you’ve learned, you begin to see how it actually functions in real life. Sometimes it fits you well. Other times, it benefits others more than it benefits you. That distinction matters.


Consider a simple example: You make something well, and others enjoy it, but you do not. 


The question then becomes not whether it is good, but whether it aligns with your purpose. Living at a high level requires honesty about what nourishes you versus what merely attracts others. This is where your inner circle becomes critical.


How you live impacts the people closest to you, and the people closest to you influence how well you live. High level living requires proximity to others who share your values, operate with intention, and support growth. Your inner circle should reinforce your direction, not pull you away from it. Living without alignment eventually creates tension. You may be good at something that no longer serves you. You may be surrounded by people who benefit from what you do but are disconnected from who you are becoming. Without adjustment, this leads to depletion.


At higher levels of living, you gain the capacity to give without losing yourself. At lower levels, compromise often comes at the expense of stability. Living well means knowing when to refine, when to expand, and when to let go.


Practice matters here. Not just repetition, but intentional "Perfect Practice". What you live consistently becomes who you are. High level living is built through patterns, structure, and systems that support renewal, responsibility, and growth over time. Everything you live should be observed, reflected on, and documented. Save what works. Learn from what does not. Living becomes far more powerful when it is intentional and repeatable.


Once you live it with clarity and consistency, you are ready to pass it on.

Pass it on

Passing something on is not automatic. It is intentional.


At a high level of living, transition happens either by design or by default. FamilyTHINK exists to make it intentional. What you pass on should reflect not only what you built, but what the next person is prepared to steward. Passing it on begins with clarity. You must understand what you have, how it works, and what it takes to maintain it. This applies to finances, time, health, relationships, leadership, and responsibility. Without clarity, transition creates gaps instead of continuity.


Readiness matters. Qualification matters. Experience matters. Someone who has not moved through survival, security, stability, and success will struggle to steward significance. This is why FamilyTHINK emphasizes preparation before transfer.


At the Significance level, you still manage what you have built. You give intentionally and without limitation, but responsibility remains with you. You also begin skip-level guidance, investing not only in your inner circle, but in the inner circle of your inner circle.


At the Transition level, responsibility shifts. Management is transferred to those operating at significance, and your role becomes advisory and consultative. You help others steward what they now lead, while ensuring values, patterns, and systems remain intact across generations.


Passing it on also requires relationship. Transition without connection lacks conviction. When the receiver understands the why behind what they receive, stewardship becomes personal rather than burdensome.


This applies to everything you build. A home, a business, a role, a system, or an opportunity. Even something as simple as a paid-off home still requires care, planning, and understanding. Without preparation, what was meant to create stability can become a liability.


FamilyTHINK exists to help families prepare for this moment. To ensure what is passed on strengthens the next generation rather than overwhelms it.


  • Learning it creates awareness.
  • Living it builds alignment.
  • Passing it on ensures generational continuity.


Mastery is how intentional excellence becomes a normal daily paradigm. Over time, anything outside of that standard feels out of order and unacceptable. This is why mastery matters. You are not only shaping your present, you are setting the bar for what your legacy will carry forward. What follows is a practical model for understanding mastery through time, intention, and applied effort.

Learn about the Assessment

Discover where you are in your pursuit of significance and your next clear step forward.

About the assessment

mastering your thinking

The Path to Mastering the Four areas of Wealth

Imagine waking up each day with clarity and purpose.

  • Your finances align with your goals. 
  • Your health supports your energy. 
  • Your time feels intentional.
  • Your relationships bring peace and strength.


This is life when you begin mastering the Four Areas of Wealth: Finance, Health, Time, and Social.

Each area strengthens the others, and together they can create momentum that transforms how you live and lead. Now imagine that same mastery extending to your family, your parents and grandparents, your children and grandchildren, each generation learning, growing, and thriving together.

As you strengthen yourself, your family, and your habits, you also strengthen your community.


No matter where your family stands in the life cycle of wealth, the first step is learning to see what you want to master. When mastery becomes a lifestyle, excellence becomes natural.

The path to Mastery

Why it's important to master things that matter the most?

Mastery allows you to add value to who you are and to what you can contribute to society. In return for mastery, you are able to offer your excellence at a premium. This may come through products or services if you are a business owner, or through your skills and expertise if you work for someone else.

In most cases, higher levels of mastery lead to higher levels of compensation. A person who completes a high school degree typically earns less than someone who earns a PhD in the same field. Likewise, a person with 10,000 hours of qualified time spent learning, training, and applying knowledge in a specific area often earns more than someone with only 100 hours in that same area. There are exceptions, of course. Still, when you commit to becoming excellent at what you do and operate with intention, it becomes more likely that people will pay a premium for your help.


Below is a chart outlining the amount of time FamilyTHINK recommends to reach each level of mastery.


Levels of Mastery and Hours of 

Practice


Beginner
0 to 50 hours
Exploring and observing. You learn the basics and discover what is possible.


Novice
51 to 100 hours
Gaining familiarity. You complete simple tasks with growing confidence.


Intermediate
101 to 500 hours
Developing rhythm. Skills feel more natural through repetition and reflection.


Proficient
501 to 1,000 hours
Building consistency. You adapt and deliver reliable results.


Skilled / Advanced
1,001 to 5,000 hours
Refining precision. Results reflect intention rather than luck.


Expert
5,001 to 10,000 hours
Operating with deep insight. Work appears easy to others.


Master
10,000+ hours
Seamless integration. Skill becomes instinct and lifestyle.


Elite Master
20,000+ hours
Generational excellence. You teach, shape systems, and inspire others to pursue mastery.


Mastery is available to anyone. The key is understanding what mastery means in the areas you are choosing to pursue excellence. Now that you have this model, the assessment helps identify which areas deserve your focus and where gaps may exist across the four pillars of wealth.


Over time, mastery increases your ability to move toward significance in each pillar. Imagine life supported by minimum wage income. Then imagine that same life, with the same responsibilities, supported at five times that level. Which version better supports growth across the four pillars?

Let’s continue working toward living at a high level in everything we do.

Learn about the Assessment

Discover where you are in your pursuit of significance and your next clear step forward.

About the assessment
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